Hello Edpezzi,
Welcome to the community!
Sorry to hear you misunderstood details of the Payment program. Since Fido switched from their subsidised plans to the new financed Payment program, plan costs and phone costs are now separated. So no, you are not tied to stay with your cellular plan, though you would have to pay the remaining balance of your phone if you leave early.
In addition, it sounds like the offer you received might have been $28 after bill credit. It's a common misconception that the monthly cost of those phones are reduced. However, that is technically not the case. The device cost as offered was calcuated after bill credit. The monthly cost of the phone remains the same but customers are getting a credit on their bill to offset the cost of the phone. Unfortunately, if you ended the contract before the two year term concludes, you no longer receive the credit offsetting the cost of the device. The remaining balance would be calculated without the inclusion of those credits. That could be the reason your final bill is higher than expected.
If you would like to further discuss the matter, You would need to contact customer service. I understand you might be outside the Country currently. Alternatively, you might consider sending @FidoSolutions a PM. Once they verify some information, they'll also be able to access your account. In addition, they can also be contacted via Live Chat, Facebook, or Twitter. Those methods can be accessed via the contact page posted above.
Hope this helps 😀
Cheers
