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Fido made hard credit enquiry without consent

king12345
I'm a Contributor Level 2
I'm a Contributor Level 2

I have 2 account with fido, one is wireless and other is home internet. wireless is 4 year old and home internet is more then a year. couple of days back i found that fido made a hard credit enquiry which resulted drop in credit score. I have been following up with fido on chat and call but nothing i am getting back, thet are like we are checking, investigating etc etc. My concerns are - 
1. Can fido make hard credit enquiry without my consent, If no then what i can do going further?
2. In last 1 year i haven't spoken/chat/website/connected to fido by any of ways, but almost same time, I got an email for new home internet order and interestingly account number is same as current home internet account. I checked with customer agent on chat he wasn't clear on this but he suspected that backend team created this order. Can fido back end team create new order without my consent?
3. Fido customer service is not really helping, every customer agent is providing its own choice of resolution timeframe, like 15 days, 72 hours 30 days. Can some one help me to undestand what is going on here?

6 REPLIES 6

FidoAnthonyZ
Moderator
Moderator

Hello @king12345,

 

Welcome to the community! 

 

I'm sad to hear a credit check made without your consent has impacted you. This shouldn't happen.

Feel free to reach out via these methods and we'll be happy to help. 



king12345
I'm a Contributor Level 2
I'm a Contributor Level 2

I tried but no help, and kind of frustrated with fido Chat and call it takes around 2-3 hours to talk someone and no results at the end.
So when I talked to fido on 19th Sept, Fido's  credit operation raised a request to investigate and revert hard request to credit burea but back office rejected this request for no reason on 22nd Sept. whereas I can see in transuinion report that they made hard enquiry, it's clearly stated with date and fido on it.

 

I am thinking this is ethically not right that they made hard enquiry without my consent. I want to escalate it, it's totally unacceptable.. unfortunately fido doesn't have any escalation procedure. Can you help or advise what I can do in this case?

You can definitely request to escalate during a conversation on either Facebook, Twitter, live chat or on the phone.

 

Please feel free to contact us and we'll be happy to assist. 



king12345
I'm a Contributor Level 2
I'm a Contributor Level 2

I don't think fido really care about live chat or phone talk.. I think I have found the solution which is make a complaint against fido to ccts.

https://www.ccts-cprst.ca/en/

and twitter of course.

Once I will be done with this credit check issue then I will start a complaint specially against fido Chat agents..

Hey @king12345!

 

We can assure you that we do care about our customers and we're really sorry to hear you don't have this impression. I'm sure our specialists can review the situation and look further into it. Please don't hesitate to reach out, using any of our channels here



king12345
I'm a Contributor Level 2
I'm a Contributor Level 2

I have given up already with fido agents, customer care, credit operations and fraud team. I found them useless and waste of time. I have wasted around 40-50 hours already  on them in last couple of weeks. 
I have raised complaint to CCTS, just waiting for it to conclude, if that works then it's great and if doesn't then can't do anything.. but in both cases my first step is port my wireless and home internet services to other provider and I will make sure that no one in my family will have any business with Fido. 
also I am working on filing proper complaint against Fido's customer service team if that is up to mark or not ... I am just waiting for CTCS to conclude the case.