Welcome to the community!
I believe the Apple Pencils are sold separately.
~taken from here.
In addition, I believe you would be able to purchase device protection for the tablet (see here). You should note that the protection offered features AppleCare Services. I'm not sure whether the protection is offered from Apple or another company with access to AppleCare services.
Since Fido is offering the iPad, it would be the Wifi and Cellular version (see specification comparison above). You should also note that the offered iPads would require the monthly Tablet Plan.
Hope this helps 😀